Can I get SSDI if I don’t have a work history in Maine?
By Hogan Smith
Updated 12/04/2025
Can I get SSDI if I don’t have a work history in Maine? In Maine, Social Security Disability Insurance (SSDI) eligibility typically requires a work history with enough work credits earned by paying Social Security taxes. If you don’t have a sufficient work history in Maine or anywhere else, it can be challenging to qualify for SSDI benefits. However, there may be alternative options or exceptions depending on your specific situation and other benefits such as Supplemental Security Income (SSI).
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Work Credit Requirements for SSDI
To qualify for SSDI, you usually need:
- Earned enough work credits based on your age and work history.
- Most adults need 20 credits in the last 10 years before disability onset.
Impact of No Work History in Maine
Without Maine work history, consider:
- Credits earned in other states may still count toward eligibility.
- No work credits at all generally mean ineligibility for SSDI.
Alternatives to SSDI
If you lack work history, explore:
- Supplemental Security Income (SSI), a needs-based program without work credit requirements.
- State assistance programs in Maine that can provide support.
Exceptions & Special Situations
In certain cases:
- Disabled adult child benefits or other family benefits might be applicable.
- Work credits from military service or spouse’s work can sometimes help.
Importance of Proper Guidance
Understanding eligibility can be complex due to:
- Rules on work credits and disability definitions.
- Possible exceptions or available benefits beyond SSDI.
How Hogan Smith Can Help You
At Hogan Smith, we help Maine residents who wonder if they can get SSDI without a work history by:
- Reviewing your complete work and medical history to see if any credits or exceptions apply.
- Explaining your options for benefits like SSI and state assistance when SSDI isn’t available.
- Assisting with the application process to improve your chances of approval under complex eligibility rules.
- Providing guidance on appeals and benefit strategies tailored to your unique circumstances.
Contact Hogan Smith Today
If you’re asking, can I get SSDI without a work history in Maine? contact Hogan Smith today for a free consultation. Our skilled team will review your case, explain your rights, and help you pursue the best possible disability benefits, whether through SSDI, SSI, or other programs.
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